Offer valid until 31st December 2021.

Balance Transfer

Terms & Conditions

• No Annual & joining fee for the first year on Balance transfers when you pay in 24 months.
• Joining fee and first year annual fee will be waived if the balance transfer is processed for 24 months instalments on the newly issued cards.
• The credit card must be in active status for the balance transfer request for 24 months instalments to be actioned.
• Offer is valid until 31st December 2021.
• Handling fee for 24 months - 15.5%. (This fee can be amortized over 24 months and be charged along with the instalment amount).

Special Note - Requirements & T&C will be same as what is currently mentioned on the website as per the generic Balance Transfer programme. ( https://www.unionb.com/credit-card-balance-transfer-plan/ )

Terms & Conditions

• To convert transactions under 12 months interest free installment plan cardholder should contact centre via 011 5800 800 within 48 hours post performing the transaction
• The offers cannot be exchanged for cash and/or used in conjunction with any other promotional programs or offers provided by service establishments involved in this promotion
• Union Bank of Colombo PLC reserves the right to withdraw, modify or change all or any of the rules, terms & conditions applicable to this promotion at any given time without prior notice
• Union Bank of Colombo PLC accepts no liability for the quality of goods and services provided by the service establishments involved in this promotion
• The terms & conditions of the respective service establishment and Union Bank of Colombo PLC bind the promotion
• If any dispute arises regarding any of the terms and conditions contained herewith, the decision of the respective service establishment and Union Bank of Colombo PLC shall be final
• The promotion is bound by the terms and conditions of the respective establishment and Union Bank PLC
• The general Credit Card terms and conditions will continue to apply
• Promotion will not be applicable for commercial use purchases
• The excess discount values offered at point of purchase for Cardholders, if any, will be reversed subsequently and will reflect on the next credit card statement