Anything Anywhere

Offer valid from 24th to 28th March 2021

Terms & Conditions

• 0% instalments for 03,06,12, 24 & 36 months with no handling fee
• Applicable for any transaction of LKR 25,000 above at any merchant (Excluding transaction for Fuel, Leisure, Supermarkets, Utility bills, cash withdrawals, gambiling & capital transactions)
• Offer valid from 24th to 28th March & 24th to 28th April 2021 (inclusive of both days)
• The offer is valid for a maximum of 2 transactions for the duration of the offer
• The offer is not valid for Insurance transactions
• Primary cardholder and supplementary cardholder will be considered as one account.
• Card holder(s) is/are to settle the total bill payment via Union Bank Visa International Credit Card(s) to be eligible for the offers mentioned herein.
• Promotion eligibility is only on one-time transactions. (Transactions cannot be split and combined in order to convert in to instalment plans.)
• The total amount of all instalment plans (ESP plans to be made via this promotion ) maintained by the customer cannot exceed following amounts at any given time:
  • Gold – LKR. 150,000
  • Platinum – LKR. 350,000
  • Signature – LKR. 500,000
• To convert transactions to an instalment plan, the Cardholder should call the Union Bank contact center on 011 5800 800 within 14 days from the transaction date.
• The offers cannot be exchanged for cash and /or used in conjunction with any other promotional programmes or offers provided by service establishments involved in this promotion.
• Union Bank reserves the right to withdraw, modify or change all or any of the rules, terms & conditions applicable to this promotion at any given time without prior notice.
• If any dispute arises regarding any of the terms and conditions contained herewith, the decision of Union Bank shall be final.
• The general Credit Card terms and conditions will continue to apply.

Merchants - 0% instalment plans

Offer valid up to 30 June 2021

Terms & Conditions

• The offer is valid at selected merchants up to 30th June 2021.
• Cardholder may enjoy 3, 6 & 12 months interest free instalment plans at no extra charge for transactions of LKR 25,000 & above at selected partner merchants.
• A Cardholder is entitled to convert a maximum of 5 transactions at a single merchant establishment for the duration of the promotion.
• The Bank has the right to request for billing proof / invoices from the cardholder in order to convert transactions.
• This offer is not valid for commercial purpose transactions.
• Cardholder(s) is/are to settle the total bill payment via Union Bank Visa International Credit Card.
• Promotion eligibility is only on one-time transactions. (Transactions cannot be split and combined in order to convert in to instalment plans.)
• The total amount of all instalment plans (ESP plans to be made via this promotion ) maintained by the customer cannot exceed following amounts at any given time:
  • Gold – LKR. 150,000
  • Platinum – LKR. 350,000
  • Signature – LKR. 500,000
• Promotion offer is not applicable for transactions performed prior to the respective launch dates.
• To convert transactions to an instalment plan, the Cardholder should call the Union Bank contact center on 011 5800 800 within 14 days from the transaction date.
• The offers cannot be exchanged for cash and /or used in conjunction with any other promotional programmes or offers provided by service establishments involved in this promotion.
• Union Bank reserves the right to withdraw, modify or change all or any of the rules, terms & conditions applicable to this promotion at any given time without prior notice.
• If any dispute arises regarding any of the terms and conditions contained herewith, the decision of Union Bank shall be final.
• The general Credit Card terms and conditions will continue to apply.

Educational, Healthcare, Insurance & Auto care - 0% instalment plans

Offer valid up to 30 June 2021

Terms & Conditions

• The offer is valid until 30th June 2021.
• Cardholder may enjoy up to 3, 6, & 12 months interest free instalment plans at no extra charge.
• The offer is valid for transactions of LKR 25,000 & above performed at any Healthcare, Education, Insurance & Auto Care merchants.
• Only one Insurance transaction can be converted up to a maximum of LKR 150,000/- during the promotion period.
• Maximum of two Auto Care transactions be converted during the promotion period.
• Transactions made on Fuel purchases cannot be converted under this promotion.
• Primary cardholder and supplementary cardholder will be considered as one account.
• Card holder(s) is/are to settle the total bill payment via Union Bank Visa International Credit Card(s) to be eligible for the offers mentioned herein.
• Promotion eligibility is only on one-time transactions. (Transactions cannot be split and combined in order to convert in to instalment plans.)
• The total amount of all instalment plans (ESP plans to be made via this promotion ) maintained by the customer cannot exceed following amounts at any given time:
  • Gold – LKR. 150,000
  • Platinum – LKR. 350,000
  • Signature – LKR. 500,000
• Promotion offer is not applicable for transactions performed prior to the respective launch dates.
• To convert transactions to an instalment plan, the Cardholder should call the Union Bank contact center on 011 5800 800 within 14 days from the transaction date.
• The offers cannot be exchanged for cash and /or used in conjunction with any other promotional programmes or offers provided by service establishments involved in this promotion.
• Union Bank reserves the right to withdraw, modify or change all or any of the rules, terms & conditions applicable to this promotion at any given time without prior notice.
• If any dispute arises regarding any of the terms and conditions contained herewith, the decision of Union Bank shall be final.
• The general Credit Card terms and conditions will continue to apply.

Terms & Conditions

• Offer is valid at all supermarkets / grocery stores & fuel stations island wide.
• Minimum spend should exceed LKR 2000 for fuel cashback and Minimum spend should exceed LKR 4,000 for supermarket cashback to be eligible for the cash back promo at the supermarket / grocery or fuel stations.
• Maximum cash back will be restricted to LKR 2,000 per day at either supermarket/grocery or fuel station.
• The bank reserves the right to reverse the cash back values that exceed the daily maximum allowed limit.
• The cardholder will have to pay the full amount due at the supermarket / grocery or fuel station at the time of completing the transaction. The Cash Back adjustment will be reflected on the credit card statement. No reimbursements will be made in cash or as a discount at the merchant location.
• Union Bank at its sole discretion will decide the eligibility for the cash back promotion for the cardholder based on internal criteria.
• Any disputed, reversed / refunded or cancelled/void transactions will be excluded from the promotion.
• The bank reserves the right to change the mechanism of the promotion with or without informing the cardholder.
• Refer the General Terms and Conditions for more information.