| Membership fees | |
| Annual fee – Primary | Rs.7,500 |
| Annual fee – Supplementary | Rs.2,500 |
| Joining fee – Primary | Rs.2,500 |
| Joining fee – Supplementary | Rs.1,000 |
| Financial fees | |
| Annual Interest Rate | Interest rates |
| Cash advance fee | Rs.500 + 10% on face value (Rs.750 + 10% on face value from 25th June 2026) |
| Stamp duty fee | Rs.25 for every Rs.1000 or part thereof spent in foreign currency transactions (Government levy) |
| Fuel surcharge fee | 1% |
| Penalty fees | |
| Late payment fee | Rs.1,750 (Rs.1,950 from 25th June 2026) |
| Excess charge over credit limit | Rs.1,500 (Rs.1,900 from 25th June 2026) |
| Maintenance fees | |
| Card replacement fee | Rs.1500 (Rs.1,800 from 25th June 2026) |
| Limit enhancement fee | Rs.2000 (Rs.2,500 from 25th June 2026) |
| Statement copy request fee (within 6 months) | Free |
| PIN replacement fee | Rs.1000 |
| Balance confirmation letter request fee | Rs.1000 (Rs.1,750 from 25th June 2026) |
| Cheque return fee | Rs.1,000 |
| POS slip retrieval fee | Rs.500 |
| Billing cycle change | Free |
| Service fees | |
| Exchange conversion | 4% |
| Cross border cash advances / withdrawals | Equivalent of USD 250.00 per week only |
| Fee for SMS alerts | Rs.500 (Rs.600 from 25th June 2026) |
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