Terms & Conditions

Promotion Terms & Conditions

1. Buy anything anywhere with your UB Credit Card and convert the transactions to 0% interest up to 12-month instalment plans.
2. Offer valid on the transactions performed from 9th to 12th April 2026.
3. Payments plans can be selected from 03, 06 & 12 months for better financial management.
4. Offer valid on all transactions above LKR 25,000.
5. Offer valid on any POS or e-commerce transactions excluding cash advances, fuel and Mobile/ Virtual Wallet top ups.
6. One time processing fee:

1. To convert transactions to an installment plan, cardholder should call the union bank contact center on 0117 818181 within 14 days from the transaction date.
2. Maximum total transaction amount converted during one promotion day cannot exceed following amounts:
   – Gold – LKR. 250,000
   – Platinum – LKR. 500,000
   – Signature – LKR. 1,000,000

General Terms & Conditions

• Promotion eligibility is only on one-time transactions. (Transactions cannot be split and combined in order to convert in to instalment plans.)
• Card holder(s) is/are to settle the total bill payment via Union Bank Visa International Credit Card(s) to be eligible for the offers mentioned herein.
• The total amount of all instalment plans (ESP plans on the card account to date) maintained by the customer cannot exceed 80% of the card limit at any given time.
• The offers cannot be exchanged for cash and/or used in conjunction with any other promotional programs or offers provided by service establishments involved in this promotion.
• Union Bank reserves the right to withdraw, modify or change all or any of the rules, terms & conditions applicable to this promotion at any given time without prior notice.
• Union Bank accepts no liability for the quality of goods and services provided by the service establishments involved in this promotion.
• If any dispute arises regarding any of the terms and conditions contained herewith, the decision of the respective service establishment and Union Bank shall be final.
• In the event of an early settlement, a fee of 4% will be charged on the remaining outstanding balance of the Easy Payment Plan.
• The general Credit Card terms and conditions will continue to apply.