Terms & Conditions

• Cardholder(s) is/are to settle the total bill payment via Union Bank Credit Card(s) to be eligible for the offer mentioned herein.
• The total amount of all instalment plans (ESP plans on the card account to date) maintained by the customer cannot exceed 80% of the card limit at any given time.
• In order to convert a transaction to an Easy Payment Plan, the cardholder should call the Contact Centre on 0117818181 within 14 days of performing the transaction.
• Primary cardholder and supplementary card accounts will be considered as one account.
• All transactions that are performed and request to convert 5 days prior to the statement date will be appear on the next statement.
• This offer is not appplicable on gift vouchers, already discounted items and selected branded item purchases.
• Union Credit Cardholders can convert the transaction only within the available credit limit.
• Union Bank accepts no liability for the quality of goods and services provided by the services establishments involved in this promotion.
• This offer will not be valid for cash advances, transactions performed for commercial purposes, transactions performed on behalf of third parties, card being used other than by the cardholder and card has been pre-funded to process the transaction.
• Union Bank reserves the right to withdraw, modify or change all or any of the rules, terms &conditions applicable to this promotion at any given time without prior notice.
• If any dispute arises regarding any of the terms and conditions contained herewith, the decision of the respective service establishment and Union Bank shall be final.
• In the event of an early settlement, a fee of 4% will be charged on the remaining outstanding balance of the Easy Payment Plan.
• The general Union Bank Credit Card terms and conditions will continue to apply.