Terms & Conditions

• Up to 12 months 0% Instalment plans on all cards for transactions above Rs. 50,000.
• Up to 24 months 0% Instalment plans on Platinum and Signature cards for transactions above Rs. 100,000 on Credit Cards.
• One time processing fee apply for 12 months Rs.990/- & 24 months Rs.2400/- for EMI plans.

General Terms and Conditions

• This offer is valid for all Union Bank Credit Cardholders.
• Cardholder(s) is/are to settle the total bill payment via Union Bank Credit Card(s) to be eligible for the offer mentioned herein.
• In order to convert a transaction to an Easy Payment Plan, the cardholder should call the Contact Centre on 0117818181 within 14 days of performing the transaction.
• All transactions that are performed and request to convert 5 days prior to the statement date will be appear on the next statement.
• Union Credit Cardholders can convert the transaction only within the available credit limit.
• Union Bank accepts no liability for the quality of goods and services provided by the services establishments involved in this promotion.
• This offer will not be valid for cash advances, transactions performed for commercial purposes, transactions performed on behalf of third parties, card being used other than by the cardholder and card has been pre-funded to process the transaction.
• Union Bank reserves the right to withdraw, modify or change all or any of the rules, terms &conditions applicable to this promotion at any given time without prior notice.
• If any dispute arises regarding any of the terms and conditions contained herewith, the decision of the respective service establishment and Union Bank shall be final.
• The general Union Bank Credit Card terms and conditions will continue to apply.