Terms & Conditions

• To convert transactions to an installment plan, cardholder should call the union bank contact center on 011 5800 800 within 14 days from the transaction date.
• A cardholder can convert a maximum of 1 insurance transaction up to LKR 150,000 during the promotion period

• The Bank has the right to request for billing proof / invoices from the cardholder in order to convert transactions.
• Primary cardholder and supplementary card accounts will be considered as one account.
• Promotion eligibility is only on one-time transactions. (Transactions cannot be split and combined in order to convert in to instalment plans.)
• The total amount of all instalment plans (ESP plans to be made via this promotion ) maintained by the customer cannot exceed following amounts at any given time:
  – Gold – LKR. 150,000, Platinum – LKR. 350,000, Signature – LKR. 500,000

General Terms & Conditions

• The offers cannot be exchanged for cash and/or used in conjunction with any other promotional programs or offers provided by service establishment(s) involved in this promotion.
• The offers are not valid for commercial purpose transactions.
• Primary and supplementary cardholders will be considered as one account.
• Union Bank reserves the right to withdraw, modify or change all or any of the rules, terms and conditions applicable to this promotion at any given time without prior notice.
• Union Bank accepts no liability for the quality of goods and services provided by the service establishments involved in this promotion.
• If any dispute arises regarding any of the terms and conditions contained herein, the decision of the respective service establishment(s) and Union Bank shall be final.
• The general credit card terms and conditions will continue to apply.