Balance TransferView All Offers
- Balance Transfer Plans:
1. No Annual & joining fee for the 1st year when you pay in 24 months instalments
2. No Annual & joining fee for the 1st & 2nd years when you pay in 36 months instalments - Applicable for new cards only
- Offer valid for Balance Transfers processed until 31 December 2022
Terms & Conditions
- Handling fee for 24 months – 15.5%. (This fee can be amortized over 24 months and be charged along with the instalment amount).
- Handling fee for 36 months – 22%. (This fee can be amortized over 36 months and be charged along with the instalment amount).
- Minimum Balance Transfer amount should be LKR 50,000/- to be applicable for this offer.
- Fee waivers mentioned in the promo will get charged & be reversed subsequently.
General T & C
- Balance Transfer requests must be submitted within 30 days of credit card issuance for processing.
- Fee waiver is applicable only for 24 months & 36 months Balance Transfer tenures under this promotion.
- The credit card must be in Active status for Balance Transfer requests to be actioned.
- If the Balance Transfer request is withdrawn by the customer or cancelled by the bank due to any reason, the fee waiver will not be applicable.
- Credit limit is assigned based on the underwriter discretion & there’s no guarantee that it will be sufficient to cover the requested Balance Transfer Amount.
- General Balance Transfer related Terms & Conditions and Underwriting Criteria shall apply.