011 5 800 800

With Union Bank’s Loan Against Property, you don’t need to look for any other funding options. Avail a loan against an existing commercial or residential property with flexible repayment options, less hassle and greater convenience.

Features & Benefits

  • Attractive interest rates
  • Loan value – Minimum LKR 500,000 – Maximum LKR 15 Million
  • Repayment period up to 10 years
  • Ability to apply jointly with spouse
  • Speedy service
  • Attractive insurance premiums for mortgage protection covers


  • Sri Lankan citizens aged between 18-55 years
  • Should be employed for a minimum of 12 months and be in a confirmed employment
  • Minimum gross fixed income of Rs. 35,000 per month
  • Self-employed professionals/sole proprietors, or partners with net share of profit/income over LKR 50,000 per month

Documents Required

  • Duly completed loan application form
  • Copy of national identity card
  • Copy of the latest salary slips
  • Letter from employer confirming employment and income
  • Non-salaried individuals should provide valid documentary proof to justify the repayment income
  • Standing order / salary assignment letter
  • Title deeds of property to be mortgaged
  • Connected survey plans
  • If the property consist of a building, Certificate of Conformity

Conditions apply.

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