Union Bank Credit Cards


Verified by Visa is an easy and secure online payment service from Visa that enhances the security of any online purchase that you make with your Union Bank Credit Card.

With this service, you are protected against any unauthorized purchases from your Credit Card even before it happens. All you have to do is to confirm your identity with a unique password for every online purchase.

Why is it secure?

  • It prevents misuse of your Credit Card on online shopping
  • It authenticates every online transaction with a unique password
  • Transaction gets authorized only after authenticating your account every time

How does it work?

Using Verified by Visa on your Union Bank Credit Card is simpler than you can imagine! There is no registration process. You don't have to remember a password!

    • Simply initiate an online transaction and wait for the secured authentication page to populate.
    • Verify the authentication page - Enter the One Time Password (OTP) received to your mobile number via SMS and complete your transaction.

What is OTP?

    • You don't have to remember a static password for doing online transactions on your Union Bank Credit Cards. You can authenticate using a One-time password (OTP) instead. The OTP option is an easy and secure online payment service from Union Bank that enhances the security during your online purchase.