DOD is another innovative product which dynamically creates and manages the client´s own funds between his/her Current and Savings accounts.
DOD enables the client to overdraw his Current account upto 90% of the available balance in his savings account without an approved overdraft facility.
DOD allows to overdraw the Current account and at the same time dynamically places a corresponding hold of funds in the Savings account.
When deposits are made to the client´s Current account the DOD reduces, by the amount of the relevant deposit and dynamically the hold of funds are released, in the client´s Savings account.